MyPIN phone cards provide rechargeable prepaid phone cards for international and domestic long distance.
MyPIN Phone Cards
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Glossary

The following glossary will be helpful for our customers to understand our quality control system and hidden charges in prepaid phone cards.

Prepaid phone card related charges:

Terms used in our quality control system:

Prepaid phone card related charges:

  • Connection Fee: Also called first-minute surcharge. It's charged when a telephone call is connected. It varies between 25 cents to as high as $3. The easiest way to evaluate whether a cheaper phone card with connection fee is worthwhile or not is to estimate the average time for your phone calls. If you make 10 mins calls, a card for 5 cents/min with $0.50 connection fee is actually more expensive than a card for 9 cents/min with no connection fee. It's better to use a phone card without connection fee if you are not sure the person you are calling is there, and the phone call may trigger an answer machine. Phone cards with high connection fee is good for the case when you know your party is there and you intend to talk for a long time.
  • Tax: Believe it or not, some prepaid phone cards charge a monthly tax or one-time tax, and it can be as high as $1.50. Try to avoid it by checking the information for your phone card carefully.
  • Maintenance Fee : Some phone cards will start to charge a maintenance fee either when the first phone call is connected or after the first phone call is finished. It could be as high as $1.50, so check it out, too. The maintenance fee can be charged every month, every two weeks, or every week. Maintenance fee is also called sweet fee by certain phone card companies.
  • Minutes Rounding: This is the basic unit to record the length of your phone calls. Industry standard is one minute rounding, as in the case of your residential telephone services. Prepaid phone cards can be rounded to one, two, or even three minutes. If it rounded to 3 minutes, your 30 seconds phone call will be considered as 3-mins phone call and your 4 mins phone call will be considered as 6 mins phone call. Statistically, on average, for 2 mins rounding, you will be charged for one more minutes for each phone call, and for 3 mins rounding, you will be charged for one and half more minutes for each phone call. So try to avoid using phone cards with more than one minutes rounding.
  • Pay-Phone Surcharge: Prepaid phone cards provide the most convenience when you want to make cheap phone calls anywhere, but there is usually a surcharge between $0.30 up to $0.75 associated when you use a public pay-phone. Payment for the use of a public pay-phone is required by FCC. However, from the variation of this surcharge, it's obvious that some phone card companies use it as a way to profit.
  • Communication Fee: Some phone cards that look pretty cheap can turn out to be not cheap at all. Certain phone cards are advertised with an attractive total minutes in the card. But that number was calculated based on a single call per card. Certain phone cards charge a communication fee up to 25% of the phone call's cost. This makes the rates to be 25% more expensive in reality. The advertised total minutes looks more attractive because this fee is usually applied after the call is finished.
  • Long Talking Fee: Certain phone cards charge this fee that's rarely known to lots of customers. If the customer talked for more than 20 mins, 40 cents will be charged for every 20 minutes talking time. This equals to 2 cents more per minute.
  • Hang-up Fee: When the remaining balance of a phone card gets to less than the amount required for a one-minute phone call, this fee may apply to reduce the balance to zero. Then the phone card will be purged from the system soon.

Terms used in our quality control system:

Billing Accuracy

  • Five: No extra charge beside all charges listed
  • Four: actual rate is higher than advertised by less than 10%
  • Three: actual rate is higher than advertised by 10-25%
  • Two: actual rate is higher than advertised by 25-50%
  • One: actual rate is higher than advertised by more than 50%

Ease of Connection

  • Five: No Busy Signal
  • Four: Occasionally busy, but can get connected within a few tries
  • Three: I tend to use the card during certain time. Busy but can get connected with several tries
  • Two: during certain time; Have to try many times to get connected
  • One: I try to use the card throughout the day. Seems always busy

Voice Quality

  • Five: Crystal clear;
  • Four: clear voice, sometime echo
  • Three: Echo most of the time
  • Two: Broken voice sometimes
  • One: Broken voice most of time, difficult to hear

Customer Service

  • Five: Willing to correct problem within 24 hours
  • Four: Solution within 3 days
  • Three: Solution within 7 days
  • Two: Unwilling to correct problem


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